No Plate Renewal for Drivers Without Insurance
Beginning November 2010, a new system will help improve road safety by keeping uninsured vehicles off Ontario's roads.
A new electronic verification system, developed by the province of Ontario and the Insurance Bureau of Canada will provide on-the-spot confirmation of valid insurance coverage during the licence plate renewal process. The ability to check for insurance in real-time means fewer uninsured vehicles on Ontario's roads and less risk to other drivers.
In Ontario, it is mandatory for all vehicles to have valid insurance coverage. Driving in Ontario without insurance can result in a fine of up to $25,000 for a first offence, and up to $50,000 for a second offence with the possibility of a driver's licence suspension for up to one year.
Currently, drivers are required to provide proof of valid insurance when renewing their driver's licence plates.
Drivers who have insurance or vehicle-information issues in their registration information will be notified in writing approximately 120 days prior to their licence plate expiration date - giving Ontarians time to correct or update their information.
[Source - Ontario.ca]
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